Before you head off to enjoy your new and improved credit score or to work on boosting your credit score, consider two more tips that may well come in handy as your try to repair your credit score: Tip #100: Learn to deal with collection agencies. If you have bad credit, you will have to […]

It is a subject that few people discuss, but more and more therapists are talking about it – the key link between our emotions and our money.  We may think that money is all about our rational selves, but in fact our emotions are often very much invested in our pocket books. If we want

Debt is a major factor in your credit score.  If you have too much of it (or none at all) or if you have trouble repaying your debts on time, your credit score will plummet.  Keeping your debts reasonable and paid, on the other hand, will do more than almost anything else to improve your

Students are increasingly worried about credit and credit scores – and for good reason.  Student debts are rising and the numbers of students who leave school with ruined credit scores is rising as well.  Many experts blame larger credit card debts and rising tuition costs (that lead to larger student loans). Despite the pressures of

Credit repair is no picnic.  It requires continual work and effort to get a good credit score and to improve a bad one.  In today’s busy life, you stand a much better chance of getting a better credit score if you make it as easy on yourself as possible.  In many cases, people actually have

Loans affect your credit score more than almost any other item on your credit report.  The types of loans you have, how long you have had loans, the amounts you owe and your payment history on your loans has one of the biggest impacts on your credit score.  If you can control your loans, you

Staying organized and on-track is very important when you are trying to boost your credit score, because there are so many details to follow up on and so many things to remember. A few basic organization tips can help make sure that you do not overlook anything that can cost you your good credit score:

If you think like a lender, you can see which habits and traits you need to develop in order to be considered a good credit risk.  Thinking like a lender will help you understand how you must manage your money to be appealing to lenders.  There are few tips that can put you into the

Your credit score in some ways is meant to be a snapshot of your overall financial habits – especially your habits surrounding debts and other financial responsibilities.  Developing some good financial habits can help your credit score by putting you in a good financial position. Good financial habits will ensure that you don’t get into

Credit repair is big business, and there are many companies that will promise to help you get out of bad credit problems.  There are a number of legitimate resources that can help you in improving your credit score but there are also a number of less than reputable companies out there that will take your

Big, bad problems can happen to you – bankruptcies, divorces, law suits, non-payment of taxes.  These are big problems that can affect your credit score in as big way.  If you have faced a large problem that has ruined your credit, you need to take action fast and work consistently to boost your FICO score:

If you want to improve your credit score, you need to go right to the source – your credit report.  Your credit report contains the information and data on which your credit score is based.  If you can alter or update the information in your credit report, your credit score will change to reflect the